Trusted Advisors to Families Across Generations
Preserving Legacies.
Enabling Continuity.
Terentia is a specialised advisory firm helping individuals, families and family-owned enterprises preserve wealth, ensure continuity and manage generational transitions. We work across trust advisory, estate planning and family business succession, combining technical expertise with a deep understanding of family dynamics. Our approach is discreet, personalised and long-term, helping families move from informal arrangements to robust, future-ready frameworks that protect assets, relationships and legacies.
years of experience
families guided
estate planning and succession plans
structures for business governance created
Vision
To institutionalise legacy planning for families, enabling continuity, harmony and long-term stewardship.
Mission
To help families preserve wealth, harmony and continuity through structured, thoughtful and future-ready planning.
Values
Integrity
We deliver what we promise.
Confidentiality
Every family’s story remains private.
Impartiality
We approach everything with a fair and unbiased approach.
Continuity
We plan for decades, not days.
Empathy
Because legacy planning is personal.
Who We Serve
We work with business-owning families, ultra-high-net-worth individuals and multi-generational enterprises facing complexity arising from concentrated assets, operating businesses and succession challenges. Whether planning proactively or responding to a trigger event, families engage Terentia for clarity, structure and trusted long-term guidance.
Our Philosophy
At Terentia, we believe legacy planning is as much about people as it is about assets. Effective structures must respect family values and emotions while remaining legally and financially robust. We combine technical precision with empathy, helping families navigate difficult decisions and bring foresight, order and continuity to complex situations.
The Story Behind Terentia
The name Terentia comes from the Latin “Terere” — meaning to preserve and protect over time. It reflects our belief that wealth must be nurtured and safeguarded for the future. The circles in our logo symbolize unity, structure, and continuity — the essence of an enduring family legacy.
Story Behind Logo
ॐपर्णू मर्ण दःपर्णू मिर्णमिदंॐपर्णू मर्ण दःपर्णू मिर्णमिदंपर्णाू र्णात्पर्णु मर्ण दुच्यतपे र्णू स्र्ण यपर्णू मर्ण ादायपर्णू मर्ण ेवावशि ष्यत॥े
“The complete is complete in every sense; even a small part of complete is complete in itself”.
In Hindu philosophy, Bindu (a small dot) is the point at which creation begins and comes back to itself. Complete, whole, infinite, timeless. And around the bindu, revolves the circle of universe, which too is complete, whole, infinite & timeless.
Continuity is imperative to be complete & infinite. Terentia strives to preserve legacies beyond life times. Only by that, what is created by an individual for a family can form a universe that passes on from hand to hand and becomes infinite. Complete in itself.
Our Team
Terentia is led by professionals with deep experience across trusts, estates, succession and family enterprise advisory. The founding team brings together decades of experience advising families on estate structuring, succession planning and governance, combining technical expertise with a deep understanding of family dynamics and long-term stewardship.
Founding Partners
SANDEEP NERLEKAR
Founder & MD
Sandeep Nerlekar is a Family Business and Estate Planning expert with over 30 years of experience across Banking, Private Banking, and Investment Banking. He has advised over 750 families on estate planning and structured 150+ family business succession plans.
A Certified Family Business Advisor and TEP (Trust and Estate Practitioner), he founded Terentia after leadership roles at HDFC Bank and Centurion Bank of Punjab.Sandeep holds an MBA in Finance from Pune University and is a Certified Wealth Management Advisor.
Deepti Kotak Nerlekar
Co-Founder & COO
Deepti Kotak Nerlekar is the Co-Founder and COO of Terentia Consultants Pvt. Ltd., specializing in Legacy Planning and Family Business Succession Planning. A Psychology graduate from SNDT University, she brings a deep understanding of family systems and leads Client Relations, Business Strategy, and Partnerships at Terentia.
She also co-founded Autus Learning Solutions, Terentia’s learning and training arm, and has previously worked with Gitanjali Group, Fiona Group, and Imarticus Learning.
Advisory Network
Includes specialists in taxation, finance, family psychology, and philanthropy ensuring each plan is comprehensive and balanced.
